UnifiedAid
Partner family guide · Morris County, NJ

Need help paying for child care in Morris County?

If you live in Whippany, Hanover Township, or elsewhere in Morris County, New Jersey, you may qualify for help paying for child care, and for food, health coverage, and tax credits that often go with it. This page is free. UnifiedAid is independent and not a government agency. We never sell your data, and we never share family information with KinderCare or any other provider.

Check what you qualify for
Partner note

Whippany KinderCare Learning Center (45 Whippany Road, Whippany, NJ) is a local partner center with openings from infants through preschool. It is an approved New Jersey child care subsidy provider, and the center director can help families with subsidy paperwork. Any licensed provider that accepts subsidy works. You choose the provider. Search licensed programs at childcarenj.gov.

Child care

NJ Child Care Assistance Program (CCAP) basics

  • Parents generally need at least 30 hours per week of work, school, or job training.
  • Child under 13 (or under 19 with a disability).
  • Initial income at or below 200% FPL under the 2026–2027 schedule effective March 1, 2026:
Family sizeInitial income limit (yearly)
2$43,280
3$54,640
4$66,000
5$77,360
6$88,720
  • Redetermination up to 250% FPL ($82,500 for a family of 4). Typical approval 12 months.
  • Apply at MyNJHelps.gov. The Morris County CCR&R is Child & Family Resources (cfrmorris.org). Statewide hub: ChildCareNJ.gov.

Source: NJ DHS DFD Income Eligibility Schedule CC-229.

Food

NJ SNAP and WIC

NJ SNAP: gross monthly income at or below 185% FPL (Oct 2026 – Sep 2027): $2,461 for 1 person, $3,337 for 2, $4,212 for 3, $5,088 for 4. New Jersey has a $95 monthly minimum benefit. NJ SNAP details.

WIC: 185% FPL, about $61,050 a year for a family of 4, for pregnant and postpartum people, infants and children under 5. NJ WIC details.

Sources: NJ DHS NJ SNAP eligibility; USDA WIC income guidelines.

Health coverage

NJ FamilyCare (Medicaid and CHIP)

  • Adults 19–64: up to 138% FPL ($1,836 a month for 1; $3,795 a month for a family of 4).
  • Children under 19: up to 355% FPL ($9,763 a month for a family of 4).
  • Pregnant people: up to 205% FPL ($5,638 a month for a family of 4).

NJ FamilyCare details.

Source: NJ DMAHS Medicaid Communication 26-03; njfamilycare.dhs.state.nj.us.

Tax credits

Credits that help pay for child care

  • The federal Child and Dependent Care Credit for work-related child care costs, claimed on your federal return.
  • The NJ Child Tax Credit: up to $1,000 per child age 5 or younger when NJ taxable income is $80,000 or less. Confirm the tax year on the NJ Taxation site when filing.
Check what you qualify for

UnifiedAid is an independent service and not a government agency. Figures change; confirm with the agency that decides your case before you rely on them. We never share family information with KinderCare or any other provider.

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