Medicaid, CHIP, Medicare, and ACA marketplace subsidies. If you don't have employer health insurance, you almost certainly qualify for one of these — even at moderate incomes.
Healthcare in America is genuinely free or near-free for households earning under 138% of FPL in expansion states. CHIP covers kids in households earning much higher than that. Don't assume you don't qualify.
Free or low-cost health coverage for eligible adults, children, pregnant women, elderly, and people with disabilities.
Federal health insurance for people 65+ and certain younger people with disabilities.
Low-cost health coverage for kids in families who earn too much for Medicaid but can't afford private insurance.
Each state runs its own version of these programs.
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