LIHEAP 2026: How to Get Help Paying Your Heating & Cooling Bills

LIHEAP (Low Income Home Energy Assistance Program) pays an average of $439/year toward your heating or cooling bill. 6 million households get help annually.

Who qualifies

• Income at or below 150% of Federal Poverty Level (higher in some states)
• Priority for seniors, disabled, and families with young children
• Apply whether you rent or own

Types of help

1. Regular bill assistance — one-time or seasonal payment to your utility
2. Crisis assistance — if your power is about to be shut off
3. Weatherization — free home upgrades (insulation, new windows)
4. Heating equipment repair/replacement — broken furnace? LIHEAP can replace it

Apply before the freeze

LIHEAP has limited funding and state deadlines. Most states start accepting applications in October/November and run out of funds by March. Apply early — don't wait until your power gets cut.

Required documents

• Recent utility bill (showing account number)
• Photo ID
• Proof of income (all household members)
• SSN
• Proof of residency (lease or mortgage)

How to apply

Each state runs its own LIHEAP. Apply through:

• State DHS office
• Community Action Agency (often same day)
• Utility company (some states)

Find your state's application at acf.hhs.gov/ocs/programs/liheap.

Auto-qualify shortcuts

You probably auto-qualify if you're on:

• SNAP
• SSI
• TANF
• Certain veterans' benefits

Shut-off protection

Most states have "winter moratorium" laws — utilities can't shut off heat between Nov–April for LIHEAP-eligible households. Call your utility and ask for a payment plan if you're falling behind.

Related help

• Lifeline — $9.25/mo off phone/internet
• Weatherization Assistance Program — free home energy upgrades (federal)
• State utility arrearage programs