Low-cost health coverage for kids in families who earn too much for Medicaid but can't afford private insurance.
CHIP covers uninsured children under 19 whose families earn too much for Medicaid. Includes routine check-ups, immunizations, doctor visits, prescriptions, dental, vision, and more.
Free or low-cost kid's health coverage
Who qualifies
Kids under 19 in families with income up to 200-300% FPL (varies by state).
Last reviewed: 2026-10-19. UnifiedAid is an independent service and is not a government agency. Applications and approval decisions are made only by the official agency.
Frequently asked questions
Who qualifies for CHIP - Children's Health Insurance?
Kids under 19 in families with income up to 200-300% FPL (varies by state).
How much does CHIP - Children's Health Insurance pay?
Typical benefit: Free or low-cost kid's health coverage.
What documents do I need to apply?
Kid's SSN, Birth certificate, Proof of income, Proof of residency.
How long does the application take?
Most people complete the application in about 25 minutes. Processing time varies by state but is typically 30 days or less.