New York · Tax Credits

New York Earned Income Tax Credit in New York: How to Apply in 2026

Refundable tax credit up to $7,830 for low-to-moderate income working individuals and families.

The Earned Income Tax Credit is one of the largest anti-poverty programs. Refundable means you get money back even if you owe no tax. Must file a tax return to claim.

The Earned Income Tax Credit is a federal refundable tax credit, meaning New York workers get the money back even if they owe no tax. New York also has its own state EITC in many cases — check the state-credit details below. You must file a tax return to claim it.

Typical benefit: New York State EITC — 30% of federal + NYC EITC

Who qualifies in New York

If you qualify for the federal EITC and filed a federal return, you qualify for the state EITC. Must file a state tax return (even if you don't owe taxes) to claim it.

Documents you'll need

How to apply

Official New York source: https://www.tax.ny.gov/pit/credits/earned_income_credit.htm

UnifiedAid is an independent service and is not a government agency. Applications and approval decisions are made only by the official agency.

Frequently asked questions

How long does it take to get approved for New York Earned Income Tax Credit in New York?
Most New York New York Earned Income Tax Credit applications are processed within 30 days. Expedited cases (no income, very low resources) are typically processed within 7 days.
Can I apply for New York Earned Income Tax Credit online in New York?
Yes — New York has an online application portal listed at the official link below. You can also apply by phone, by mail, or in person at your local benefits office.
What documents do I need for New York Earned Income Tax Credit in New York?
Most applications require a photo ID, Social Security numbers for everyone in your household, proof of income (pay stubs or benefit letters), and proof of address. See the full list below — having these ready cuts processing time in half.
Will applying for New York Earned Income Tax Credit affect my immigration status in New York?
No. Federal benefit programs like SNAP, WIC, Medicaid for kids and pregnant women, and emergency Medicaid do not count under the public charge rule. Always verify with an immigration attorney if you have specific concerns about your situation.

Other benefits in New York

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