California · Health & Medical

Medi-Cal (California Medicaid) in California: How to Apply in 2026

Free or low-cost health coverage for eligible adults, children, pregnant women, elderly, and people with disabilities.

Medicaid is a joint federal and state program that provides comprehensive health insurance to over 80 million low-income Americans. Coverage includes doctor visits, hospital stays, prescriptions, mental health, and more.

California expanded Medicaid under the Affordable Care Act, so adults earning up to 138% of the federal poverty line typically qualify — even without children or a disability. This makes California Medicaid one of the easiest health-coverage programs to qualify for if your income is moderate.

Typical benefit: Full health coverage

Who qualifies in California

Income at or below 138% FPL (adults); covers all income levels for kids under 19 at reduced cost.

Documents you'll need

How to apply

Official California source: https://www.coveredca.com/

UnifiedAid is an independent service and is not a government agency. Applications and approval decisions are made only by the official agency.

Frequently asked questions

How long does it take to get approved for Medi-Cal (California Medicaid) in California?
Most California Medi-Cal (California Medicaid) applications are processed within 30 days. Expedited cases (no income, very low resources) are typically processed within 7 days.
Can I apply for Medi-Cal (California Medicaid) online in California?
Yes — California has an online application portal listed at the official link below. You can also apply by phone, by mail, or in person at your local benefits office.
What documents do I need for Medi-Cal (California Medicaid) in California?
Most applications require a photo ID, Social Security numbers for everyone in your household, proof of income (pay stubs or benefit letters), and proof of address. See the full list below — having these ready cuts processing time in half.
Will applying for Medi-Cal (California Medicaid) affect my immigration status in California?
No. Federal benefit programs like SNAP, WIC, Medicaid for kids and pregnant women, and emergency Medicaid do not count under the public charge rule. Always verify with an immigration attorney if you have specific concerns about your situation.

Other benefits in California

Open this guide on UnifiedAid